In our planning

As fee-only advisors whose fees for comprehensive advice are not based upon assets under management, but on the totality of your net worth and needs, none of our recommendations are affected by considerations of where the products or services suggested are delivered, except to the extent that our recommendations benefit you.

In fact, if we can deliver the same products or services at reduced cost and increased effectiveness through someone else, invest somewhere else, use money to pay down debt or make other financial decisions which do not increase your account size with us, if we can eliminate commissions, if we can do anything that will improve your financial well being it is in our interest that we do so. We think that is the proper alignment of interests.

• No commissions on investments
• No commissions on insurance
• No fee sharing with associated professionals or service providers

No hidden fees or revenue sources of any kind.

If you’d like to talk further with us about your unique situation, please contact us today. There is no charge for any initial discussions.